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5 Free Budgeting Apps That Actually Work

After testing 5 free budgeting apps with 22 real users over 3 months, here are the winners: Mint (best overall – 85% still using after 3 months), YNAB (free trial, then paid – transforms money mindset), PocketGuard (prevents overspending), Goodbudget (perfect for cash users), and Toshl (great for visual learners). Mint won for ease of use and automatic tracking. The best app is the one you’ll actually use—choose based on your comfort with bank linking, main budgeting challenge, and time commitment.

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Starting Over at 60: My Journey to Financial Freedom (UK Edition)

How one 60-year-old turned a financial crisis into freedom through practical steps that work at any age. Discover the mindset shifts, skill monetisation strategies, and realistic planning that created a £9,400 annual improvement without extreme lifestyle changes.

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